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Professional headshot of Cliff Bogar, ChFC, Senior Financial Consultant and CFO at DestinyOne Financial

CFO

Since 2020

Leadership Team

Cliff Bogar, ChFC

Sr. Financial Consultant & Chief Financial Officer

20+ Years Experience
ChFC, CFP Candidate
$20M+
Assets Managed
200+
Clients Served
20
Years at DestinyOne

Mission Statement

"My mission is simple: I make sure people don't LIVE, RETIRE or DIE BROKE! I provide comprehensive financial planning and life insurance solutions to help individuals and families build lasting wealth and security for generations to come."

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Professional Journey

2020 - Present Current

Chief Financial Officer & Senior Financial Consultant - DestinyOne Financial

Promoted to full-time CFO role, leading the company's financial strategy and overseeing comprehensive wealth management services. Continues to serve clients directly while driving organizational growth and maintaining the company's mission of ensuring people don't live, retire, or die broke.

Executive Leadership Strategic Planning Client Relations
2018 - 2021

Investment Analyst - BNY Mellon

Conducted comprehensive financial analysis and portfolio management for institutional clients while maintaining part-time consultant role at DestinyOne Financial. Developed expertise in market research, risk assessment, and investment strategy development.

2005 - 2020

Part-time Financial & Life Insurance Consultant - DestinyOne Financial

Started with DestinyOne Financial as a part-time consultant, focusing on life insurance solutions and financial planning for individuals and families. Built a strong foundation in comprehensive financial services while developing the company's core philosophy and client-centered approach.

2001 - 2005

Financial Advisor - Prudential Financial

Began career in financial services providing comprehensive financial advice, retirement planning, and investment management. Established expertise in portfolio management and developed a deep understanding of client needs and financial markets that would later inform his mission at DestinyOne Financial.

Key Accomplishments & Professional Activities

Built DestinyOne Financial's Legacy

Grew from part-time consultant in 2005 to CFO in 2020, helping build DestinyOne Financial into a trusted financial planning firm serving hundreds of clients with over $30 million in assets under management.

Author & Public Speaker

Published author on Financial Planning topics and sought-after public speaker, sharing expertise on wealth building, retirement planning, and life insurance strategies with diverse audiences.

Adjunct Professor

Serves as an Adjunct Professor, educating the next generation of financial professionals and sharing real-world insights from decades of industry experience.

Multi-State Insurance Licensed Professional

Licensed to sell life insurance in multiple states, providing comprehensive protection strategies and helping families secure their financial future across diverse markets.

Contact Information

Direct Line

(832) 263-8808

Certifications & Credentials

ChFC® - Chartered Financial Consultant

American College of Financial Services

CFP® Candidate

Certified Financial Planner Board

Series 65 License

FINRA Investment Adviser License

Life Insurance Licensed

Multiple States Authorization

Areas of Expertise

Wealth Management Life Insurance Retirement Planning Investment Strategy Financial Planning Risk Management Estate Planning Portfolio Management

Professional Activities

Published Author

Financial Planning Publications

Public Speaker

Financial Education Seminars

Adjunct Professor

Financial Services Education