B
Build
Map every income stream — base salary, camp revenue, clinics,
speaking, and side businesses — into one controlled structure with a
reserve built for a two-season job gap.
E
Establish
Contracts reviewed before you sign, disability coverage for the back
that ends careers, and liability protection if you run camps or
LLC-based consulting on the side.
S
Secure
Buyout and bonus checks routed through dealer-compressed strategies,
maxed 403(b)/457(b) where available, and a defined-benefit plan if you
have consulting income.
T
Thrive
Exit the profession on your terms — athletic director roles,
consulting, ownership — with a retirement built to fund a 30-year
post-coaching life.